Sometimes you have to remind yourself tomorrow is a new day

This business can be nuts.  There are definitely some things that happen that make you plant your forehead in your palm. Like today when a lender said Nope Nope Nope to the well permit (which would not have been issued had a septic system been within 100 feet), to the septic permit (that would not have been issued if a well was within 100 feet).  It's NOT even a private well, but it's a water system that has to have annual tests and annual permits. The well is not even ON the property my client is buying.  But we have to have a survey showing the exact distance.  We have an approximate distance of 165+/- feet, which is at least 60 feet more than needed and no... no good, must have survey. It's one of the reasons that buyers should ONLY use local lenders.  Good thing I love these buyers.  I can't get those hours back that I worked on getting all that documentation that the underwriter who likely never saw a well doesn't understand.  The moral of this story: Please please listen to me when I tell you it's for your own good to use one of the lenders I recommend.

Throw in the mix that I just took my stuff to my CPA for my corporate taxes a week ago and that I'm in the middle of a refinance on my office. (time hog)

New listing yesterday with photo shoot.  Showing appointment today and saw one home that left me short of breath from the mildew and being closed up for a long time. Another photo shoot for another new listing tomorrow. And it's 10:30 and I just realized I never called another lender back to ask if the appraisal that came in was 1- okay in value and 2- was that the last piece of the conditions we need to get the clear to close.  But hey at 10:30 I sent him a text because I can. I expect he will answer before I wake up in the morning.


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Tammy Lankford, Broker/Owner


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Comment balloon 17 commentsTammy Lankford, • March 08 2016 07:58PM


Tammy, It sounds like you need to clone yourself several times over!

Posted by Sybil Campbell, REALTOR® ABR, SFR, SRES Williamsburg, Virginia (Long and Foster REALTORS® 5234 Monticello Ave Williamsburg, Virginia) over 3 years ago

I know the feeling Tammy. You are strong and tomorrow is a new day.

Posted by Noah Seidenberg, Chicagoland and Suburbs (800) 858-7917 (Coldwell Banker) over 3 years ago

Good morning Tammy. Hang in there and the rest will work itself out! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 3 years ago

Tammy, I had something similar last year regarding septic and cistern separation.  Once we found the documents that allowed exceptions if the system separation met LOCAL codes and produced the county sketch and permit we cleared the hurdle.  Wasn't fun, but we got there.

Posted by Liz and Bill Spear, RE/MAX Elite Warren County OH (Cincinnati/Dayton) (RE/MAX Elite 513.520.5305 over 3 years ago

Good morning again Tammy. This is so good and your point is well made. Use local people and listen to your agent.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) over 3 years ago

Yowza! On days like those I take a break for some yoga and/or a walk - clears the brain, calms the soul,  refreshes the spirit. Hope things settle down for you, Tammy.

Posted by Lottie Kendall, Helping make your real estate dreams a reality (Compass) over 3 years ago

Hi Tammy Lankford 

I love days like this and then I peacefully enjoy a day off once in a while to reflect on my family and friends. I like to run and do yoga to rest up.

Posted by Kristin Hamilton CA Realtor, (909) 557-6966- Specialize 55+ Communties Banning (Sun Lakes Realty) over 3 years ago

Tammy, I had one of those days myself without any showings. It started at 8:00am and hasn't stopped. I'm going to Yoga now and when I'm done, all will be better!

Posted by Beth Atalay, Cam Realty of Clermont FL (Cam Realty and Property Management) over 3 years ago

Dealing with the well issue and the lender is similar to working on short sales, LOL. Somedays you've just gotta roll with the punches . . . once the irritation passes, you'll see a solution.

Posted by Elizabeth Weintraub Sacramento Realtor Top 1%, Put 40 years of experience to work for you (RE/MAX Gold) over 3 years ago

Some days are like this.  Sometimes even having the lender local doesn't help if the underwriters are out of town.  I had a similar issue and the local lender couldn't help with what the underwriter from above had handed down.

Posted by Joan Dickie, Keller Williams Premier Realty (Keller Williams Premier Realty) over 3 years ago

Busy is good. If there are any issues, I'm sure you can handle them. Have a good one. 

Posted by Inna Ivchenko, Realtor® • Green • GRI • HAFA • PSC Calabasas CA (Barcode Properties) over 3 years ago

Tammy-All in a day in the life of a broker. Glad today was a better day.

Posted by Sharon Lee, Retired and loving life (Sharon Lee's Virtual Assistance) over 3 years ago

Hi Tammy Lankford ,  You're a busy gal!  I 100% agree with you on Buyers using Lenders that we recommend.

Posted by Larry Johnston, Broker,Friends & Neighbors Real Estate, Elkhart,IN (Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC) over 3 years ago

It must just have been this week that was so crappy. It is enough to make me want to bang my head against a wall.

Posted by Sussie Sutton, UTR TEXAS Realtors - Rep for buyers and sellers. (UTR Texas Realtors) over 3 years ago

Tammy, you are as they burning the candle at both ends. Good luck with all of these situations you are trying to handle all at the same  time. 

Posted by Robert Bob Gilbert, Your Katy TX ( West of Houston) Real Estate Expert (Berkshire Hathaway HomeServices Anderson Properties) over 3 years ago

This is one of those good bad things. It sucks but you wouldn't trade it!  :-)

Posted by Tammy Adams ~ Realtor / Podcaster, A Maricopa Agent who Works, Lives & Loves Maricopa (Maricopa Real Estate Co) over 3 years ago

Oh my goodness, Tammy Lankford ; your itinerary sounds like mine.   Needless to say, I agree 100% with you when you say:   "It's one of the reasons that buyers should ONLY use local lenders."

We have our own in-house person that would have gone out, verified the measurements and CASE CLOSED !   Loan closed too !

This is why I am constantly marketing to my area and to my Realtors and other Realtors in this region.   I need to reach potential buyers BEFORE  they get caught up with an unacceptable Lender.   Hang in there, girl !

Posted by DEANNA EARLY - - ( NMLS # 268590 ), Highest Ranked Mortgage Loan Originator Virginia (American National Bank & Trust) over 3 years ago